Set-of-Mark extraction review — before (table + bounding box) | after (final markdown)
Left: the page cropped around the table with its final boundary (content_region, the corrected end of the table) drawn; the crop extends a little below so any footnotes sit visibly outside the box. Right: the final corrected markdown. One row per table.
Q2FY26-Visa-Operational-Performance-Data.pdf
11 tables
p1 · table 1 · For the 3 Months Ended March 31, 2026
units=(none) · flavor=stream · camelot_accuracy=92.9 · llm_corrected=True
before — table + bounding box
after — final markdown
| Region | Total Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Payments Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Payments Transactions (millions) | Cash Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Cash Transactions (millions) |
|---|
| All Visa Credit & Debit | | | | | | | | | | | |
| Asia Pacific | $599 | 5.5% | 3.8% | $521 | 6.5% | 4.4% | 12,692 | $78 | (0.3%) | (0.4%) | 713 |
| Canada | 113 | 9.7% | 5.4% | 106 | 10.4% | 6.0% | 1,682 | 7 | 0.4% | (3.6%) | 12 |
| CEMEA | 376 | 11.9% | 9.6% | 245 | 15.3% | 13.4% | 7,972 | 131 | 6.0% | 3.3% | 875 |
| LAC | 408 | 15.2% | 8.1% | 274 | 20.0% | 13.8% | 10,520 | 134 | 6.4% | (2.0%) | 994 |
| US | 1,932 | 7.4% | 7.4% | 1,788 | 8.0% | 8.0% | 27,257 | 144 | (0.3%) | (0.3%) | 648 |
| Europe | 928 | 18.3% | 10.0% | 797 | 19.6% | 11.3% | 19,708 | 131 | 10.6% | 3.0% | 559 |
| Visa Inc. | 4,355 | 10.4% | 7.6% | 3,730 | 11.5% | 8.9% | 79,831 | 626 | 4.6% | 0.7% | 3,801 |
| Visa Credit Programs | | | | | | | | | | | |
| US | $873 | 9.5% | 9.5% | $860 | 9.6% | 9.6% | 9,442 | $13 | 2.5% | 2.5% | 22 |
| International | 989 | 11.4% | 8.2% | 942 | 11.5% | 8.5% | 19,764 | 47 | 8.0% | 2.8% | 171 |
| Visa Inc. | 1,862 | 10.5% | 8.8% | 1,802 | 10.6% | 9.0% | 29,206 | 60 | 6.7% | 2.7% | 194 |
| Visa Debit Programs | | | | | | | | | | | |
| US | $1,059 | 5.7% | 5.7% | $928 | 6.7% | 6.7% | 17,815 | $131 | (0.6%) | (0.6%) | 625 |
| International | 1,434 | 14.1% | 7.5% | 1,000 | 18.1% | 10.8% | 32,811 | 434 | 5.9% | 0.8% | 2,982 |
| Visa Inc. | 2,493 | 10.4% | 6.8% | 1,928 | 12.3% | 8.8% | 50,626 | 566 | 4.3% | 0.5% | 3,607 |
p1 · table 2 · For the 3 Months Ended December 31, 2025
units=(none) · flavor=stream · camelot_accuracy=92.2 · llm_corrected=True
before — table + bounding box
after — final markdown
| Total Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Payments Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Payments Transactions (millions) | Cash Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Cash Transactions (millions) | Accounts (millions) | Cards (millions) |
|---|
| All Visa Credit & Debit | | | | | | | | | | | | | |
| Asia Pacific | $618 | 2.3% | 2.7% | $539 | 2.9% | 3.1% | 13,221 | $79 | (1.5%) | (0.0%) | 747 | 1,161 | 1,241 |
| Canada | 124 | 5.1% | 4.3% | 117 | 5.5% | 4.8% | 1,841 | 7 | (2.3%) | (3.0%) | 12 | 92 | 98 |
| CEMEA | 383 | 12.8% | 11.6% | 250 | 16.7% | 15.9% | 8,373 | 133 | 6.2% | 4.2% | 875 | 443 | 476 |
| LAC | 429 | 13.4% | 8.5% | 285 | 17.8% | 14.0% | 11,008 | 144 | 5.6% | (0.9%) | 1,097 | 806 | 992 |
| US | 1,984 | 6.1% | 6.1% | 1,835 | 6.6% | 6.6% | 28,602 | 150 | (0.0%) | (0.0%) | 688 | 1,310 | 1,578 |
| Europe | 989 | 16.9% | 9.6% | 843 | 18.1% | 10.8% | 20,966 | 146 | 10.8% | 3.1% | 629 | 647 | 727 |
| Visa Inc. | 4,526 | 8.9% | 7.0% | 3,868 | 9.7% | 8.0% | 84,011 | 658 | 4.5% | 1.3% | 4,048 | 4,460 | 5,112 |
| Visa Credit Programs | | | | | | | | | | | | | |
| US | $918 | 7.4% | 7.4% | $905 | 7.4% | 7.4% | 10,115 | $13 | 7.1% | 7.1% | 19 | 358 | 531 |
| International | 1,037 | 9.7% | 8.2% | 988 | 9.8% | 8.4% | 20,792 | 49 | 8.7% | 4.7% | 187 | 881 | 1,039 |
| Visa Inc. | 1,955 | 8.6% | 7.8% | 1,893 | 8.6% | 7.9% | 30,907 | 62 | 8.4% | 5.2% | 206 | 1,239 | 1,570 |
| Visa Debit Programs | | | | | | | | | | | | | |
| US | $1,067 | 5.0% | 5.0% | $930 | 5.9% | 5.9% | 18,487 | $137 | (0.6%) | (0.6%) | 669 | 952 | 1,047 |
| International | 1,505 | 12.4% | 7.3% | 1,045 | 15.6% | 10.2% | 34,617 | 460 | 5.6% | 1.3% | 3,173 | 2,269 | 2,495 |
| Visa Inc. | 2,571 | 9.2% | 6.3% | 1,975 | 10.8% | 8.1% | 53,104 | 596 | 4.1% | 0.9% | 3,842 | 3,221 | 3,542 |
p2 · table 3 · For the 3 Months Ended September 30, 2025
units=(none) · flavor=stream · camelot_accuracy=99.7 · llm_corrected=True
before — table + bounding box
after — final markdown
| Total Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Payments Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Payments Transactions (millions) | Cash Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Cash Transactions (millions) | Accounts (millions) | Cards (millions) |
|---|
| $606 | 3.6% | 3.9% | $529 | 4.3% | 4.6% | 12,943 | $77 | (0.8%) | (0.6%) | 743 | 1,150 | 1,233 |
| 117 | 4.2% | 5.3% | 110 | 4.5% | 5.6% | 1,791 | 7 | (0.1%) | 1.0% | 12 | 89 | 96 |
| 367 | 12.4% | 12.8% | 238 | 16.9% | 17.8% | 7,970 | 129 | 5.0% | 4.6% | 865 | 432 | 461 |
| 386 | 6.4% | 8.6% | 254 | 11.5% | 14.9% | 10,341 | 131 | (2.3%) | (1.7%) | 1,075 | 786 | 957 |
| 1,929 | 7.1% | 7.1% | 1,776 | 7.7% | 7.7% | 28,220 | 153 | 1.6% | 1.6% | 720 | 1,296 | 1,549 |
| 973 | 14.3% | 9.6% | 826 | 15.4% | 10.6% | 20,898 | 147 | 8.5% | 4.1% | 659 | 641 | 721 |
| 4,378 | 8.4% | 7.7% | 3,733 | 9.5% | 8.9% | 82,163 | 645 | 2.6% | 1.7% | 4,075 | 4,394 | 5,018 |
| $880 | 7.5% | 7.5% | $867 | 7.6% | 7.6% | 9,837 | $13 | 0.9% | 0.9% | 17 | 363 | 532 |
| 1,008 | 9.7% | 9.8% | 958 | 9.7% | 9.9% | 20,378 | 49 | 9.9% | 8.0% | 189 | 862 | 1,012 |
| 1,888 | 8.7% | 8.7% | 1,826 | 8.7% | 8.8% | 30,214 | 63 | 7.9% | 6.4% | 207 | 1,225 | 1,544 |
| $1,048 | 6.9% | 6.9% | $908 | 7.7% | 7.7% | 18,384 | $140 | 1.6% | 1.6% | 703 | 933 | 1,017 |
| 1,441 | 9.2% | 7.2% | 999 | 12.7% | 10.1% | 33,565 | 442 | 2.2% | 1.2% | 3,165 | 2,236 | 2,457 |
p2 · table 4 · For the 3 Months Ended June 30, 2025
units=(none) · flavor=stream · camelot_accuracy=99.8 · llm_corrected=True
before — table + bounding box
after — final markdown
| Total Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Payments Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Payments Transactions (millions) | Cash Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Cash Transactions (millions) | Accounts (millions) | Cards (millions) |
|---|
| $1,048 | 6.9% | 6.9% | $908 | 7.7% | 7.7% | 18,384 | $140 | 1.6% | 1.6% | 703 | 933 | 1,017 |
| 1,441 | 9.2% | 7.2% | 999 | 12.7% | 10.1% | 33,565 | 442 | 2.2% | 1.2% | 3,165 | 2,236 | 2,457 |
| 2,490 | 8.2% | 7.0% | 1,907 | 10.3% | 8.9% | 51,949 | 582 | 2.1% | 1.3% | 3,868 | 3,169 | 3,474 |
| $584 | 3.0% | 1.5% | $508 | 3.5% | 2.1% | 12,415 | $76 | (0.4%) | (1.7%) | 731 | 1,134 | 1,216 |
| 117 | 3.8% | 4.7% | 110 | 4.1% | 4.9% | 1,741 | 7 | (0.1%) | 0.7% | 12 | 88 | 95 |
| 345 | 10.2% | 11.8% | 221 | 15.2% | 17.2% | 7,630 | 124 | 2.3% | 3.3% | 858 | 417 | 448 |
| 371 | 3.1% | 11.8% | 241 | 9.0% | 18.7% | 9,910 | 130 | (6.3%) | 1.0% | 1,115 | 773 | 940 |
| 1,917 | 6.3% | 6.3% | 1,764 | 6.8% | 6.8% | 27,733 | 153 | 1.0% | 1.0% | 719 | 1,276 | 1,522 |
| 916 | 14.9% | 9.9% | 774 | 16.3% | 11.2% | 20,099 | 142 | 7.7% | 3.6% | 674 | 628 | 704 |
| 4,250 | 7.5% | 7.2% | 3,618 | 8.7% | 8.2% | 79,529 | 632 | 0.8% | 1.7% | 4,110 | 4,317 | 4,926 |
| $868 | 6.0% | 6.0% | $856 | 6.1% | 6.1% | 9,531 | $13 | 2.5% | 2.5% | 17 | 357 | 521 |
| 960 | 8.6% | 8.5% | 912 | 8.6% | 8.6% | 19,492 | 48 | 9.1% | 8.0% | 188 | 846 | 990 |
| 1,828 | 7.4% | 7.3% | 1,768 | 7.3% | 7.3% | 29,023 | 61 | 7.7% | 6.9% | 205 | 1,203 | 1,510 |
| $1,049 | 6.5% | 6.5% | $908 | 7.4% | 7.4% | 18,202 | $140 | 0.9% | 0.9% | 702 | 919 | 1,001 |
| 1,374 | 8.4% | 7.6% | 943 | 12.8% | 10.7% | 32,304 | 431 | (0.1%) | 1.2% | 3,203 | 2,195 | 2,414 |
| 2,422 | 7.6% | 7.1% | 1,851 | 10.1% | 9.1% | 50,506 | 571 | 0.2% | 1.2% | 3,905 | 3,114 | 3,415 |
p2 · table 5 · Branded Volume and Transactions
units=($ billions, except percentages and millions) · flavor=stream · camelot_accuracy=92.0 · llm_corrected=True
before — table + bounding box
after — final markdown
| Total Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Payments Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Payments Transactions (millions) | Cash Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Cash Transactions (millions) | Accounts (millions) | Cards (millions) |
|---|
| All Visa Credit & Debit | | | | | | | | | | | | | |
| Asia Pacific | $567 | (2.0%) | 0.8% | $489 | (2.1%) | 1.0% | 11,677 | $78 | (1.7%) | (0.3%) | 755 | 1,128 | 1,206 |
| Canada | 103 | 1.0% | 7.3% | 96 | 1.0% | 7.3% | 1,571 | 7 | 1.0% | 7.4% | 12 | 87 | 94 |
| CEMEA | 336 | 10.8% | 13.5% | 212 | 15.1% | 17.6% | 7,106 | 124 | 4.1% | 7.2% | 844 | 397 | 431 |
| LAC | 354 | 2.2% | 13.6% | 228 | 6.8% | 19.0% | 9,469 | 126 | (5.2%) | 5.3% | 1,132 | 760 | 919 |
| US | 1,799 | 5.3% | 5.3% | 1,654 | 6.0% | 6.0% | 25,870 | 145 | (1.9%) | (1.9%) | 677 | 1,286 | 1,551 |
| Europe | 785 | 5.5% | 8.2% | 666 | 7.3% | 9.8% | 18,150 | 118 | (3.3%) | 0.1% | 612 | 619 | 692 |
| Visa Inc. | 3,944 | 4.2% | 6.7% | 3,346 | 5.4% | 7.5% | 73,844 | 598 | (1.7%) | 2.1% | 4,031 | 4,276 | 4,893 |
| Visa Credit Programs | | | | | | | | | | | | | |
| US | $797 | 4.8% | 4.8% | $785 | 4.8% | 4.8% | 8,647 | $13 | 3.8% | 3.8% | 17 | 355 | 508 |
| International | 888 | 2.8% | 7.3% | 845 | 3.0% | 7.5% | 17,993 | 43 | (2.4%) | 2.9% | 173 | 829 | 972 |
| Visa Inc. | 1,685 | 3.7% | 6.1% | 1,629 | 3.9% | 6.2% | 26,640 | 56 | (1.0%) | 3.1% | 190 | 1,184 | 1,480 |
| Visa Debit Programs | | | | | | | | | | | | | |
| US | $1,002 | 5.7% | 5.7% | $870 | 7.1% | 7.1% | 17,222 | $132 | (2.5%) | (2.5%) | 660 | 931 | 1,042 |
| International | 1,257 | 3.8% | 8.1% | 847 | 6.7% | 10.5% | 29,981 | 410 | (1.5%) | 3.5% | 3,180 | 2,161 | 2,370 |
| Visa Inc. | 2,259 | 4.7% | 7.1% | 1,717 | 6.9% | 8.8% | 47,204 | 542 | (1.8%) | 2.0% | 3,841 | 3,092 | 3,412 |
p3 · table 6 · For the 12 Months Ended March 31, 2026
units=(none) · flavor=stream · camelot_accuracy=93.6 · llm_corrected=True
before — table + bounding box
after — final markdown
| Region | Total Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Payments Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Payments Transactions (millions) | Cash Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Cash Transactions (millions) |
|---|
| All Visa Credit & Debit | | | | | | | | | | | |
| Asia Pacific | $2,407 | 3.6% | 3.0% | $2,097 | 4.3% | 3.5% | 51,270 | $310 | (0.8%) | (0.7%) | 2,934 |
| Canada | 471 | 5.6% | 4.9% | 443 | 6.0% | 5.3% | 7,056 | 28 | (0.5%) | (1.2%) | 48 |
| CEMEA | 1,470 | 11.9% | 11.4% | 953 | 16.0% | 16.0% | 31,946 | 517 | 4.9% | 3.9% | 3,472 |
| LAC | 1,593 | 9.5% | 9.2% | 1,054 | 14.7% | 15.2% | 41,779 | 539 | 0.7% | (0.9%) | 4,282 |
| US | 7,762 | 6.7% | 6.7% | 7,162 | 7.3% | 7.3% | 111,812 | 600 | 0.6% | 0.6% | 2,775 |
| Europe | 3,806 | 16.1% | 9.8% | 3,239 | 17.3% | 11.0% | 81,671 | 567 | 9.4% | 3.5% | 2,522 |
| Visa Inc. | 17,510 | 8.8% | 7.4% | 14,949 | 9.9% | 8.5% | 325,535 | 2,561 | 3.1% | 1.3% | 16,033 |
p3 · table 7 · Visa Credit Programs
units=(none) · flavor=stream · camelot_accuracy=93.0 · llm_corrected=True
before — table + bounding box
after — final markdown
| Visa Credit Programs | | | | | | | | | | | |
|---|
| US | $3,539 | 7.6% | 7.6% | $3,488 | 7.7% | 7.7% | 38,925 | $52 | 3.2% | 3.2% | 75 |
| International | 3,994 | 9.8% | 8.7% | 3,801 | 9.9% | 8.8% | 80,426 | 194 | 8.9% | 5.9% | 736 |
| Visa Inc. | 7,533 | 8.8% | 8.2% | 7,288 | 8.8% | 8.3% | 119,350 | 245 | 7.7% | 5.3% | 811 |
p3 · table 8 · Visa Debit Programs
units=(none) · flavor=stream · camelot_accuracy=93.1 · llm_corrected=True
before — table + bounding box
after — final markdown
| US | $4,223 | 6.0% | 6.0% | $3,674 | 6.9% | 6.9% | 72,887 | $548 | 0.3% | 0.3% | 2,700 |
|---|
| International | 5,754 | 11.0% | 7.4% | 3,987 | 14.8% | 10.4% | 133,297 | 1,767 | 3.4% | 1.1% | 12,522 |
| Visa Inc. | 9,977 | 8.8% | 6.8% | 7,661 | 10.9% | 8.7% | 206,185 | 2,316 | 2.6% | 0.9% | 15,222 |
p3 · table 9 · For the 12 Months Ended March 31, 2025
units=(none) · flavor=stream · camelot_accuracy=93.0 · llm_corrected=True
before — table + bounding box
after — final markdown
| Total Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Payments Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Payments Transactions (millions) | Cash Volume ($ billions) | Growth (Nominal USD) | Growth (Constant USD) | Cash Transactions (millions) | Accounts (millions) | Cards (millions) |
|---|
| All Visa Credit & Debit | | | | | | | | | | | | | |
| Asia Pacific | $2,324 | (2.0%) | 0.5% | $2,011 | (1.8%) | 0.8% | 47,426 | $312 | (2.9%) | (1.5%) | 3,031 | 1,128 | 1,206 |
| Canada | 446 | 4.5% | 8.1% | 418 | 4.6% | 8.1% | 6,642 | 28 | 3.3% | 6.9% | 47 | 87 | 94 |
| CEMEA | 1,315 | 9.5% | 12.8% | 822 | 14.9% | 18.2% | 27,130 | 493 | 1.5% | 4.9% | 3,412 | 397 | 431 |
| LAC | 1,455 | 2.9% | 13.9% | 920 | 6.7% | 19.8% | 37,159 | 535 | (3.1%) | 5.3% | 4,803 | 760 | 919 |
| US | 7,273 | 5.2% | 5.2% | 6,677 | 5.9% | 5.9% | 106,259 | 596 | (1.8%) | (1.8%) | 2,931 | 1,286 | 1,551 |
| Europe | 3,279 | 8.6% | 10.0% | 2,761 | 10.3% | 11.5% | 75,118 | 518 | 0.1% | 2.7% | 2,702 | 619 | 692 |
| Visa Inc. | 16,091 | 4.9% | 6.9% | 13,608 | 6.0% | 7.8% | 299,734 | 2,484 | (1.1%) | 2.1% | 16,926 | 4,276 | 4,893 |
| Visa Credit Programs | | | | | | | | | | | | | |
| US | $3,290 | 5.5% | 5.5% | $3,240 | 5.4% | 5.4% | 36,338 | $50 | 7.8% | 7.8% | 66 | 355 | 508 |
| International | 3,636 | 3.5% | 7.7% | 3,458 | 3.7% | 7.9% | 72,382 | 178 | (1.2%) | 2.9% | 712 | 829 | 972 |
| Visa Inc. | 6,926 | 4.4% | 6.6% | 6,698 | 4.5% | 6.7% | 108,720 | 228 | 0.6% | 3.9% | 778 | 1,184 | 1,480 |
| Visa Debit Programs | | | | | | | | | | | | | |
| US | $3,983 | 4.9% | 4.9% | $3,437 | 6.2% | 6.2% | 69,921 | $547 | (2.5%) | (2.5%) | 2,865 | 931 | 1,042 |
| International | 5,182 | 5.4% | 8.7% | 3,473 | 8.8% | 11.5% | 121,093 | 1,709 | (0.9%) | 3.4% | 13,283 | 2,161 | 2,370 |
| Visa Inc. | 9,166 | 5.2% | 7.1% | 6,910 | 7.5% | 8.9% | 191,015 | 2,256 | (1.3%) | 1.9% | 16,148 | 3,092 | 3,412 |
p4 · table 10 · 2. Cross-Border Volume
units=(none) · flavor=stream · camelot_accuracy=93.6 · llm_corrected=True
before — table + bounding box
after — final markdown
| Period | Total Growth (Nominal USD) | Total Growth (Constant USD) | Ex. Intra-Europe (1) Growth (Constant USD) |
|---|
| 3 Months Ended | | | |
| Mar 31, 2026 | 21% | 12% | 11% |
| Dec 31, 2025 | 18% | 12% | 11% |
| Sep 30, 2025 | 17% | 12% | 11% |
| Jun 30, 2025 | 16% | 12% | 11% |
| Mar 31, 2025 | 10% | 13% | 13% |
| 12 Months Ended | | | |
| Mar 31, 2026 | 18% | 12% | 11% |
p4 · table 11 · 3. Visa Processed Transactions
units=(millions) · flavor=stream · camelot_accuracy=93.1 · llm_corrected=True
before — table + bounding box
after — final markdown
| Period | Processed Transactions | Growth |
|---|
| 3 Months Ended | | |
| Mar 31, 2026 | 66,086 | 9% |
| Dec 31, 2025 | 69,400 | 9% |
| Sep 30, 2025 | 67,654 | 10% |
| Jun 30, 2025 | 65,443 | 10% |
| Mar 31, 2025 | 60,651 | 9% |
| 12 Months Ended | | |
| Mar 31, 2026 | 268,583 | 10% |