| Line Item | March 31, 2026 | December 31, 2025 |
|---|---|---|
| ASSETS | ||
| Cash and cash equivalents | $ 86,163 | $ 29,289 |
| Restricted cash ($1,108 related to consolidated VIEs as of December 31, 2025) | 48,169 | 37,868 |
| Loans held for investment ($138,950 related to consolidated VIEs as of December 31, 2025) | 1,629,366 | 1,528,806 |
| Current expected credit loss reserve | (136,830) | (125,756) |
| Loans held for investment, net of current expected credit loss reserve | 1,492,536 | 1,403,050 |
| Loans held for sale | 60,544 | — |
| Real estate owned held for investment, net ($52,634 related to consolidated VIEs as of December 31, 2025) | 76,848 | 130,165 |
| Real estate owned held for sale | 53,110 | — |
| Other assets ($76 of interest receivable related to consolidated VIEs as of December 31, 2025) | 18,934 | 17,770 |
| Total assets | $ 1,836,304 | $ 1,618,142 |
| LIABILITIES AND STOCKHOLDERS' EQUITY | ||
| LIABILITIES | ||
| Secured funding agreements | $ 1,182,096 | $ 858,176 |
| Secured term loan | 89,538 | 89,360 |
| Collateralized loan obligation securitization debt (consolidated VIEs) | — | 99,921 |
| Due to affiliate | 4,085 | 4,061 |
| Dividends payable | 8,442 | 8,442 |
| Other liabilities ($257 of interest payable related to consolidated VIEs as of December 31, 2025) | 59,725 | 48,614 |
| Total liabilities | 1,343,886 | 1,108,574 |
| Commitments and contingencies | ||
| STOCKHOLDERS' EQUITY | ||
| Common stock, par value $0.01 per share, 450,000,000 shares authorized at March 31, 2026 and December 31, 2025 and 55,367,672 and 55,026,453 shares issued and outstanding at March 31, 2026 and December 31, 2025, respectively | 532 | 532 |
| Additional paid-in capital | 821,724 | 820,827 |
| Accumulated earnings (deficit) | (329,838) | (311,791) |
| Total stockholders' equity | 492,418 | 509,568 |
| Total liabilities and stockholders' equity | $ 1,836,304 | $ 1,618,142 |
| For the Three Months Ended March 31, 2026 | For the Three Months Ended March 31, 2025 | |
|---|---|---|
| Revenue: | ||
| Interest income | $ 24,906 | $ 27,480 |
| Interest expense | (17,361) | (18,189) |
| Net interest margin | 7,545 | 9,291 |
| Revenue from real estate owned | 5,915 | 5,657 |
| Total revenue | 13,460 | 14,948 |
| Expenses: | ||
| Management and incentive fees to affiliate | 2,400 | 2,567 |
| Professional fees | 819 | 877 |
| General and administrative expenses | 1,417 | 1,720 |
| General and administrative expenses reimbursed to affiliate | 787 | 1,003 |
| Expenses from real estate owned | 3,134 | 4,495 |
| Total expenses | 8,557 | 10,662 |
| (Provision for) reversal of current expected credit losses, net | (11,138) | 5,340 |
| Realized losses on loans | (3,340) | — |
| Income (loss) before income taxes | (9,575) | 9,626 |
| Income tax expense (benefit), including excise tax | 30 | 281 |
| Net income (loss) attributable to common stockholders | $ (9,605) | $ 9,345 |
| Earnings (loss) per common share: | ||
| Basic earnings (loss) per common share | $ (0.17) | $ 0.17 |
| Diluted earnings (loss) per common share | $ (0.17) | $ 0.17 |
| Weighted average number of common shares outstanding: | ||
| Basic weighted average shares of common stock outstanding | 55,322,222 | 54,828,751 |
| Diluted weighted average shares of common stock outstanding | 55,322,222 | 55,694,939 |
| Dividends declared per share of common stock1 | $ 0.15 | $ 0.15 |
| For the Three Months Ended March 31, 2026 | For the Twelve Months Ended March 31, 2026 | |
|---|---|---|
| Net income (loss) attributable to common stockholders | $ (9,605) | $ (19,852) |
| Stock-based compensation | 897 | 3,752 |
| Incentive fees to affiliate | — | — |
| Depreciation and amortization of real estate owned | 741 | 6,674 |
| Provision for (reversal of) current expected credit losses, net | 11,138 | (1,367) |
| Distributable Earnings (Loss) | $ 3,171 | $ (10,793) |
| Net income (loss) attributable to common stockholders | $ (0.17) | $ (0.36) |
| Stock-based compensation | 0.02 | 0.07 |
| Incentive fees to affiliate | — | — |
| Depreciation and amortization of real estate owned | 0.01 | 0.12 |
| Provision for (reversal of) current expected credit losses, net | 0.20 | (0.02) |
| Basic Distributable Earnings (Loss) per common share | $ 0.06 | $ (0.20) |
| Net income (loss) attributable to common stockholders | $ (0.17) | $ (0.36) |
| Stock-based compensation | 0.02 | 0.07 |
| Incentive fees to affiliate | — | — |
| Depreciation and amortization of real estate owned | 0.01 | 0.12 |
| Provision for (reversal of) current expected credit losses, net | 0.20 | (0.02) |
| Diluted Distributable Earnings (Loss) per common share | $ 0.06 | $ (0.20) |