{ "chunks": [ { "id": "31363875-bb15-4a15-be47-bb3d14833eb6", "grounding": { "box": { "bottom": 0.10720214247703552, "left": 0.038115352392196655, "right": 0.6156154870986938, "top": 0.029045790433883667 }, "page": 0 }, "markdown": "\n\nAppendix\n\nCore Portfolio \u2013 Allowance For Loan Loss", "type": "text" }, { "id": "90bae2af-e56f-4251-8eff-fe9ab39c60f2", "grounding": { "box": { "bottom": 0.6139001846313477, "left": 0.101336270570755, "right": 0.8989182710647583, "top": 0.13807252049446106 }, "page": 0 }, "markdown": "\n\nTotal Allowance for Credit Loss by Collateral Type\n<::donut chart\nMultifamily: 93%\nHospitality: 4%\nAll Other: 3%\n: chart::>", "type": "figure" }, { "id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "grounding": { "box": { "bottom": 0.907622218132019, "left": 0.10237854719161987, "right": 0.8989489674568176, "top": 0.6219134330749512 }, "page": 0 }, "markdown": "\n\n\n\n\n\n\n\n
1Q26Provision/\n(Benefit)2Q26UPBAs % of Total UPB
General CECL Allowance$33.2$3.7$36.9$4,1520.9%
Specific CECL Allowance16.31.517.8$1910.4%
Total Allowance for Credit Losses$49.5$5.2$54.7$4,3431.3%
As % of Total UPB1.1%0.1%1.3%
", "type": "table" }, { "id": "9dcb52b7-b3b3-461b-80b6-9193aa90b509", "grounding": { "box": { "bottom": 0.9591689109802246, "left": 0.04166345298290253, "right": 0.35838598012924194, "top": 0.9382320642471313 }, "page": 0 }, "markdown": "\n\nNote: All numbers in millions. Allowance for loan loss above includes future funding.", "type": "marginalia" }, { "id": "4166f782-2b95-4922-8ff2-9ea425bc5d3a", "grounding": { "box": { "bottom": 0.9792705774307251, "left": 0.7362136244773865, "right": 0.9125558733940125, "top": 0.9573465585708618 }, "page": 0 }, "markdown": "\n\nBENEFIT STREET PARTNERS", "type": "marginalia" }, { "id": "b94f5dd7-e1be-4ffa-b7f9-be2cb28935e4", "grounding": { "box": { "bottom": 0.9783929586410522, "left": 0.941049337387085, "right": 0.9580502510070801, "top": 0.958391547203064 }, "page": 0 }, "markdown": "\n\n23", "type": "marginalia" } ], "markdown": "\n\nAppendix\n\nCore Portfolio \u2013 Allowance For Loan Loss\n\n\n\nTotal Allowance for Credit Loss by Collateral Type\n<::donut chart\nMultifamily: 93%\nHospitality: 4%\nAll Other: 3%\n: chart::>\n\n\n\n\n\n\n\n\n\n
1Q26Provision/\n(Benefit)2Q26UPBAs % of Total UPB
General CECL Allowance$33.2$3.7$36.9$4,1520.9%
Specific CECL Allowance16.31.517.8$1910.4%
Total Allowance for Credit Losses$49.5$5.2$54.7$4,3431.3%
As % of Total UPB1.1%0.1%1.3%
\n\n\n\nNote: All numbers in millions. Allowance for loan loss above includes future funding.\n\n\n\nBENEFIT STREET PARTNERS\n\n\n\n23", "metadata": { "credit_usage": 3.0, "duration_ms": 6985, "filename": "p23.pdf", "job_id": "cmsgvu7f7063jfo01z57p5rea", "org_id": "dlh8mka28ml4", "page_count": 1, "version": "dpt-2-20260410", "failed_pages": [] }, "splits": [ { "chunks": [ "31363875-bb15-4a15-be47-bb3d14833eb6", "90bae2af-e56f-4251-8eff-fe9ab39c60f2", "9d5e1917-860e-4ba7-9b53-171939c46f9d", "9dcb52b7-b3b3-461b-80b6-9193aa90b509", "4166f782-2b95-4922-8ff2-9ea425bc5d3a", "b94f5dd7-e1be-4ffa-b7f9-be2cb28935e4" ], "class_": "full", "identifier": "full", "markdown": "\n\nAppendix\n\nCore Portfolio \u2013 Allowance For Loan Loss\n\n\n\nTotal Allowance for Credit Loss by Collateral Type\n<::donut chart\nMultifamily: 93%\nHospitality: 4%\nAll Other: 3%\n: chart::>\n\n\n\n\n\n\n\n\n\n
1Q26Provision/\n(Benefit)2Q26UPBAs % of Total UPB
General CECL Allowance$33.2$3.7$36.9$4,1520.9%
Specific CECL Allowance16.31.517.8$1910.4%
Total Allowance for Credit Losses$49.5$5.2$54.7$4,3431.3%
As % of Total UPB1.1%0.1%1.3%
\n\n\n\nNote: All numbers in millions. Allowance for loan loss above includes future funding.\n\n\n\nBENEFIT STREET PARTNERS\n\n\n\n23", "pages": [ 0 ] } ], "grounding": { "31363875-bb15-4a15-be47-bb3d14833eb6": { "box": { "bottom": 0.10720214247703552, "left": 0.038115352392196655, "right": 0.6156154870986938, "top": 0.029045790433883667 }, "page": 0, "type": "chunkText", "confidence": 0.969, "low_confidence_spans": [] }, "90bae2af-e56f-4251-8eff-fe9ab39c60f2": { "box": { "bottom": 0.6139001846313477, "left": 0.101336270570755, "right": 0.8989182710647583, "top": 0.13807252049446106 }, "page": 0, "type": "chunkFigure", "confidence": null, "low_confidence_spans": [] }, "9d5e1917-860e-4ba7-9b53-171939c46f9d": { "box": { "bottom": 0.907622218132019, "left": 0.10237854719161987, "right": 0.8989489674568176, "top": 0.6219134330749512 }, "page": 0, "type": "chunkTable", "confidence": 0.964, "low_confidence_spans": [] }, "0-1": { "box": { "bottom": 0.9023981929825737, "left": 0.10834405192623592, "right": 0.8923038125366034, "top": 0.6277205533840673 }, "page": 0, "type": "table", "confidence": null, "low_confidence_spans": [] }, "0-2": { "box": { "bottom": 0.682947367426477, "left": 0.10840319741713553, "right": 0.32326620097188574, "top": 0.6277755834987403 }, "page": 0, "type": "tableCell", "confidence": 0.979, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 0, "colspan": 1, "row": 0, "rowspan": 1 } }, "0-3": { "box": { "bottom": 0.682942719743561, "left": 0.3232590498284672, "right": 0.4641220048854591, "top": 0.6277619562715793 }, "page": 0, "type": "tableCell", "confidence": 1.0, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 1, "colspan": 1, "row": 0, "rowspan": 1 } }, "0-4": { "box": { "bottom": 0.6829396735755484, "left": 0.4640909560908997, "right": 0.5777512862715259, "top": 0.6277509636580211 }, "page": 0, "type": "tableCell", "confidence": 0.975, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 2, "colspan": 1, "row": 0, "rowspan": 1 } }, "0-5": { "box": { "bottom": 0.6829372153495282, "left": 0.5777350741706158, "right": 0.6644924483105805, "top": 0.6277425722287852 }, "page": 0, "type": "tableCell", "confidence": 1.0, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 3, "colspan": 1, "row": 0, "rowspan": 1 } }, "0-6": { "box": { "bottom": 0.6829353393403582, "left": 0.6644632293067377, "right": 0.7646484109058597, "top": 0.6277328830379453 }, "page": 0, "type": "tableCell", "confidence": 0.992, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 4, "colspan": 1, "row": 0, "rowspan": 1 } }, "0-7": { "box": { "bottom": 0.6829331727305719, "left": 0.7646258898511046, "right": 0.8921397771956602, "top": 0.6277205533840673 }, "page": 0, "type": "tableCell", "confidence": 0.975, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 5, "colspan": 1, "row": 0, "rowspan": 1 } }, "0-8": { "box": { "bottom": 0.7387040507055466, "left": 0.10838816082576522, "right": 0.32327342728758, "top": 0.682942719743561 }, "page": 0, "type": "tableCell", "confidence": 0.962, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 0, "colspan": 1, "row": 1, "rowspan": 1 } }, "0-9": { "box": { "bottom": 0.7386897687296465, "left": 0.32326620097188574, "right": 0.4640909560908997, "top": 0.6829396735755484 }, "page": 0, "type": "tableCell", "confidence": 0.965, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 1, "colspan": 1, "row": 1, "rowspan": 1 } }, "0-a": { "box": { "bottom": 0.7386804116219076, "left": 0.4640595904815786, "right": 0.5777350741706158, "top": 0.6829372153495282 }, "page": 0, "type": "tableCell", "confidence": 0.995, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 2, "colspan": 1, "row": 1, "rowspan": 1 } }, "0-b": { "box": { "bottom": 0.7386728574666166, "left": 0.5777187006749243, "right": 0.6644632293067377, "top": 0.6829353393403582 }, "page": 0, "type": "tableCell", "confidence": 0.967, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 3, "colspan": 1, "row": 1, "rowspan": 1 } }, "0-c": { "box": { "bottom": 0.7386670941031834, "left": 0.6644337249632922, "right": 0.7646258898511046, "top": 0.6829331727305719 }, "page": 0, "type": "tableCell", "confidence": 0.969, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 4, "colspan": 1, "row": 1, "rowspan": 1 } }, "0-d": { "box": { "bottom": 0.7386604365161274, "left": 0.7646031537972531, "right": 0.8921814247774925, "top": 0.6829304144887808 }, "page": 0, "type": "tableCell", "confidence": 0.976, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 5, "colspan": 1, "row": 1, "rowspan": 1 } }, "0-e": { "box": { "bottom": 0.7942277226268991, "left": 0.10837318707343704, "right": 0.32328062302069915, "top": 0.7386897687296465 }, "page": 0, "type": "tableCell", "confidence": 0.98, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 0, "colspan": 1, "row": 2, "rowspan": 1 } }, "0-f": { "box": { "bottom": 0.7942008899774546, "left": 0.32327342728758, "right": 0.4640595904815786, "top": 0.7386804116219076 }, "page": 0, "type": "tableCell", "confidence": 0.967, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 1, "colspan": 1, "row": 2, "rowspan": 1 } }, "0-g": { "box": { "bottom": 0.7941833166690438, "left": 0.4640283587021491, "right": 0.5777187006749243, "top": 0.7386728574666166 }, "page": 0, "type": "tableCell", "confidence": 0.982, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 2, "colspan": 1, "row": 2, "rowspan": 1 } }, "0-h": { "box": { "bottom": 0.7941691236951218, "left": 0.5777023975008428, "right": 0.6644337249632922, "top": 0.7386670941031834 }, "page": 0, "type": "tableCell", "confidence": 0.986, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 3, "colspan": 1, "row": 2, "rowspan": 1 } }, "0-i": { "box": { "bottom": 0.7941582983691728, "left": 0.6644043479670744, "right": 0.7646031537972531, "top": 0.7386604365161274 }, "page": 0, "type": "tableCell", "confidence": 0.971, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 4, "colspan": 1, "row": 2, "rowspan": 1 } }, "0-j": { "box": { "bottom": 0.7941457906958135, "left": 0.7645805164396133, "right": 0.8922228902523727, "top": 0.7386519572479975 }, "page": 0, "type": "tableCell", "confidence": 0.994, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 5, "colspan": 1, "row": 2, "rowspan": 1 } }, "0-k": { "box": { "bottom": 0.8505953289805495, "left": 0.10835798572691827, "right": 0.32328793122433597, "top": 0.7942008899774546 }, "page": 0, "type": "tableCell", "confidence": 0.971, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 0, "colspan": 1, "row": 3, "rowspan": 1 } }, "0-l": { "box": { "bottom": 0.8505796593767035, "left": 0.32328062302069915, "right": 0.4640283587021491, "top": 0.7941833166690438 }, "page": 0, "type": "tableCell", "confidence": 0.983, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 1, "colspan": 1, "row": 3, "rowspan": 1 } }, "0-m": { "box": { "bottom": 0.8505694009198763, "left": 0.4639966299530915, "right": 0.5777023975008428, "top": 0.7941691236951218 }, "page": 0, "type": "tableCell", "confidence": 0.991, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 2, "colspan": 1, "row": 3, "rowspan": 1 } }, "0-n": { "box": { "bottom": 0.8505611123366321, "left": 0.5776858311898078, "right": 0.6644043479670744, "top": 0.7941582983691728 }, "page": 0, "type": "tableCell", "confidence": 0.987, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 3, "colspan": 1, "row": 3, "rowspan": 1 } }, "0-o": { "box": { "bottom": 0.8505547922449148, "left": 0.6643744917113094, "right": 0.7645805164396133, "top": 0.7941457906958135 }, "page": 0, "type": "tableCell", "confidence": 1.0, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 4, "colspan": 1, "row": 3, "rowspan": 1 } }, "0-p": { "box": { "bottom": 0.8505474883388434, "left": 0.764557505224854, "right": 0.8922650511505805, "top": 0.794129853680625 }, "page": 0, "type": "tableCell", "confidence": 0.972, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 5, "colspan": 1, "row": 3, "rowspan": 1 } }, "0-q": { "box": { "bottom": 0.9022999161952194, "left": 0.10834405192623592, "right": 0.3232946355595494, "top": 0.8505796593767035 }, "page": 0, "type": "tableCell", "confidence": 0.974, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 0, "colspan": 1, "row": 4, "rowspan": 1 } }, "0-r": { "box": { "bottom": 0.9023242126010712, "left": 0.32328793122433597, "right": 0.4639966299530915, "top": 0.8505694009198763 }, "page": 0, "type": "tableCell", "confidence": 0.985, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 1, "colspan": 1, "row": 4, "rowspan": 1 } }, "0-s": { "box": { "bottom": 0.9023438509074145, "left": 0.46396750724570407, "right": 0.5776858311898078, "top": 0.8505611123366321 }, "page": 0, "type": "tableCell", "confidence": 0.991, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 2, "colspan": 1, "row": 4, "rowspan": 1 } }, "0-t": { "box": { "bottom": 0.902358821286048, "left": 0.577670618941152, "right": 0.6643744917113094, "top": 0.8505547922449148 }, "page": 0, "type": "tableCell", "confidence": 0.969, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 3, "colspan": 1, "row": 4, "rowspan": 1 } }, "0-u": { "box": { "bottom": 0.9023761255444813, "left": 0.6643470667025114, "right": 0.764557505224854, "top": 0.8505474883388434 }, "page": 0, "type": "tableCell", "confidence": 0.99, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 4, "colspan": 1, "row": 4, "rowspan": 1 } }, "0-v": { "box": { "bottom": 0.9023981929825737, "left": 0.7645363597637904, "right": 0.8923038125366033, "top": 0.8505381777392983 }, "page": 0, "type": "tableCell", "confidence": 0.969, "position": { "chunk_id": "9d5e1917-860e-4ba7-9b53-171939c46f9d", "col": 5, "colspan": 1, "row": 4, "rowspan": 1 } }, "9dcb52b7-b3b3-461b-80b6-9193aa90b509": { "box": { "bottom": 0.9591689109802246, "left": 0.04166345298290253, "right": 0.35838598012924194, "top": 0.9382320642471313 }, "page": 0, "type": "chunkMarginalia", "confidence": 0.976, "low_confidence_spans": [] }, "4166f782-2b95-4922-8ff2-9ea425bc5d3a": { "box": { "bottom": 0.9792705774307251, "left": 0.7362136244773865, "right": 0.9125558733940125, "top": 0.9573465585708618 }, "page": 0, "type": "chunkMarginalia", "confidence": 0.998, "low_confidence_spans": [] }, "b94f5dd7-e1be-4ffa-b7f9-be2cb28935e4": { "box": { "bottom": 0.9783929586410522, "left": 0.941049337387085, "right": 0.9580502510070801, "top": 0.958391547203064 }, "page": 0, "type": "chunkMarginalia", "confidence": 0.997, "low_confidence_spans": [] } } }